Sales Charges and Breakpoints

You can reduce your Class A and Class T sales charge in the following ways:

1. Rights of Accumulation. Rights of accumulation allow you, your spouse and children under age 21 to include the value of your existing holdings in any class of shares of the Transamerica funds to determine your Class A or Class T sales charge.
2. A letter of intent ("LOI") allows you, your spouse, and children under the age of 21 to count all share investments up to a maximum of $1 million, in a Transamerica fund over the next 13 months, as if you were making them all at once, to qualify for reduced sales charges on your Class A or Class T investments. The 13 month period will begin on the date of your first purchase following the execution of your LOI. The market value of your existing holdings eligible to be aggregated as of the trading day immediately before the start of your LOI period will be credited toward satisfying your LOI. Purchases made at NAV after the establishment of your LOI (as a result of another waiver or sales charge reduction) shall not count toward meeting the amount stated in your LOI. Transamerica Funds will reserve a portion of your shares to cover any additional sales charge that may apply if your LOI amount is not met.
3. Qualified Group. A group that is established as "qualified" will be able to aggregate all of the group's accounts for purchases in determining the applicable sales charge for the group's accounts. A "qualified group" is one which has at least ten members; has been in existence for at least six months; has some purpose in addition to the purchase of mutual fund shares at a discount; has agreed to include fund sales publications in mailings to members; has arrangements made for access to the group which are satisfactory to Transamerica Funds; has arrangements satisfactory to Transamerica Funds established for verification that the group meets these requirements; and the group's sole organizational nexus or connection is not that the members are credit card holders of a company, policy holders of an insurance company, customers of a bank or a broker-dealer, clients of an investment adviser or security holders of a company. To establish a group purchase program, both the group itself and each member must fill out the appropriate application materials, which can be obtained by contacting Transamerica Funds Customer Service at 1-888-233-4339. Qualified group accounts are not eligible to be counted under a rights of accumulation or LOI sales charge reduction or waiver with accounts other than accounts in the qualified group.
4. SIMPLE IRA plan. All accounts in a SIMPLE IRA plan are aggregated for purposes of determining an applicable sales charge on the SIMPLE IRAs for the plan participants. Appropriate application materials must be completed, and they can be obtained by contacting Transamerica Funds Customer Service at 1-888-233-4339. SIMPLE IRA plan accounts are not eligible to be counted under a rights of accumulation or LOI sales charge reduction or waiver with accounts other than accounts in the SIMPLE IRA plan.

In addition, you may reinvest proceeds from a redemption of any fund of the same class without a sales charge in any Transamerica fund within 90 days after the date of the redemption.

At the time the investment is made, Transamerica Funds must be notified, by either the dealer or the shareholder, that the investment is eligible for a reduced sales charge. It may be necessary, in order to substantiate the request for a reduced sales charge, to provide information or other records regarding shares held by Transamerica Funds in other accounts (e.g., retirement plan accounts). If Transamerica Funds is not so notified, the investment may not receive a reduced sales charge.

Some accounts cannot be aggregated. Certain investment firms will set up accounts in "street name" or in "nominee" accounts. This means that the investment firms are responsible for the recordkeeping, which means that we have limited or no access to the account information. As a result, we generally are unable to aggregate these accounts for purposes of applying for a reduced sales charge. Please check with your dealer to determine if this applies to one or more of your accounts.

Reduced sales charges, or "breakpoints," are derived from the daily NAV at the market close, and the current combined value at the time of the purchase.

The Transamerica Funds Sales Charges Tables are found below:

Investors should carefully consider the investment objectives, risks, charges, and expenses of Transamerica Funds. This and other important information is contained in the prospectus, which can be obtained from your financial adviser and should be read carefully before investing. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity.

¹ There is no sales charge on Class A Shares of Transamerica Money Market.

² Transamerica bond funds includes Transamerica Flexible Income, Transamerica Short-Term Bond and Transamerica AEGON High Yield Bond.

* The transfer agent, Transamerica Fund Services Inc. ("TFS"), must be notified when a purchase is made that qualifies under any of the above provisions. Consequently, when a purchaser acquires shares directly from Transamerica Funds, he/she must indicate in his/her purchase order that such purchase qualifies under any of the above provisions, and must provide enough information to substantiate that claim. When a purchaser acquires shares through a dealer or other financial intermediary, he/she must inform his/her dealer or other financial intermediary of any facts that may qualify a purchase for any of the above provisions, such as, for example, information about other holdings of Class A shares of the funds that the purchaser has, directly with Transamerica Funds, or through other accounts with dealers of financial intermediaries.